Ever wondered how to check your ADCB account balance quickly without visiting a bank branch? With today’s fast-paced lifestyle in the UAE, managing your finances efficiently has never been more important. Abu Dhabi Commercial Bank (ADCB) offers several secure and easy-to-use options to help you check your account balance through SMS, mobile apps, internet banking, WhatsApp, and more.
These methods are designed to keep you informed and in control of your financial activity at all times. Whether you’re at home, on the go, or overseas, ADCB ensures you’re always connected to your account.
Understanding each available method can save you time, reduce stress, and help you make better financial decisions. In this detailed guide, you’ll learn how to perform an ADCB balance check using different channels, step-by-step, so you can choose the one that best fits your lifestyle.
What Is ADCB Balance Check?
ADCB balance check is the process of accessing your current account or credit card balance through various services provided by Abu Dhabi Commercial Bank.
This includes using mobile SMS, the ADCB mobile app, online banking, WhatsApp banking, and more. With real-time access to your balance, you can manage your finances more accurately, monitor spending, and avoid unnecessary fees or overdrafts.
Keeping track of your ADCB account balance is essential for:
- Avoiding overdrafts or failed transactions
- Managing daily spending and budgeting
- Ensuring salary or payment deposits are received
- Tracking credit card usage and limits
- Monitoring fraudulent or unauthorized activity
You don’t need to wait for a monthly statement to know your account status. ADCB gives you the tools to access your account anytime, anywhere. From students and salaried professionals to business owners and frequent travelers, everyone can benefit from knowing their account balance in real time.
Being able to check your ADCB balance instantly also means you can make more confident financial decisions. Whether you’re planning a major purchase or simply checking if your salary has been credited, this service provides peace of mind and full control over your financial health.
How Can You Check ADCB Balance via SMS?
One of the most convenient methods to check your ADCB balance is through SMS banking. This service allows you to get your account balance on your mobile phone with just a quick message. It’s ideal when you don’t have access to the internet or a smartphone.
To check your balance using SMS:
- Make sure your mobile number is registered with ADCB.
- Compose a new SMS using the format, BAL [Last 6 digits of your account number]
- Send the SMS to 2626
- For example, BAL 030001
After a few seconds, you’ll receive a message from ADCB showing your current account balance. This SMS service also allows you to check credit card balances and recent transactions.
Benefits of ADCB SMS balance check include:
- No need for internet access
- Instant response with accurate balance
- Works on all mobile phones, including basic models
- Available 24/7, anywhere in the UAE or abroad
This method is especially helpful for quick updates and when you’re not near a computer or unable to log in to online services. It’s fast, simple, and secure. Just remember to keep your mobile number updated with the bank to ensure uninterrupted service.
How Do You Register for ADCB SMS Banking?
To use SMS balance enquiry, you must first register for ADCB SMS Banking. The registration process is simple and can be done in two ways, via SMS or through ADCB’s internet banking portal.
For SMS registration:
- Open the messaging app on your mobile
- Type REG [Your full ADCB account or credit card number]
- Send it to 2626
- Example, REG 123456030001
Once successfully registered, you’ll receive a confirmation message and can immediately begin using SMS services, including balance enquiries and transaction alerts.
Alternatively, you can register using ADCB Personal Internet Banking:
- Log in to your ADCB online banking account
- Navigate to the SMS Banking registration section
- Enter your account or card details and confirm the registration
Key things to keep in mind:
- Your mobile number must be registered with ADCB
- If it’s outdated, you can update it by calling the Contact Centre at 600 50 2030
- You can also send ‘MOBILE’ to 2626 to receive more information
Registration is essential to use all SMS banking services like balance checks, mini-statements, and alerts. Once enrolled, you can manage your accounts conveniently without needing to visit a branch.
How to Use the ADCB Mobile Banking App to Check Balance?
The ADCB Mobile Banking App is a secure and user-friendly option to check your account balance using your smartphone. Whether you’re on Android or iOS, the app allows you to manage your finances anytime, anywhere.
To check your balance using the app:
- Download the official ADCB app from the Play Store or App Store
- Open the app and log in using your ADCB online banking credentials
- Once logged in, you’ll see a dashboard with your account overview
- Select the account you want to check to view your available balance
Additional features available on the app:
- View transaction history for up to 6 months
- Transfer funds between ADCB accounts or to other banks
- Pay utility bills like AADC, ADDC, DEWA, and SEWA
- Receive instant alerts and push notifications
Benefits of using the app:
- Easy access with a few taps
- Highly secure with biometric login options
- Works across all ADCB products, including savings, current, and credit card accounts
- Available 24/7 and regularly updated
If you haven’t registered for online banking, you’ll need to do so on the ADCB website or by contacting support. Once set up, the app becomes your all-in-one banking tool right in your pocket.
How to Check ADCB Balance Through Online Banking?
ADCB Internet Banking offers a convenient way to check your account balance from the comfort of your home or office. This service is perfect for users who prefer desktop access and want a more detailed view of their account activity.
To check your ADCB balance online:
- Visit the official ADCB website
- Click on the Internet Banking login section
- Enter your registered User ID and password
- Once logged in, your account summary will appear with balance details
- Click on the specific account to view detailed statements and transactions
Features you can access through online banking:
- Check balances for savings, current, and credit card accounts
- Review up to six months of transaction history
- Download account statements for official use
- Set up balance and transaction alerts via email or SMS
- Update contact details or manage linked services
Online banking is highly secure with multi-level authentication and is accessible 24/7. You’ll also be able to register for other services like SMS banking or e-statements.
This method is ideal for those who need a more comprehensive view of their financial activity and prefer managing their accounts on a larger screen with added control.
Can You Check ADCB Balance via WhatsApp?
Yes, ADCB makes it easy for customers to check their account balance using WhatsApp Banking. This method is both accessible and conversational, offering a chat-style interface for easy interactions in English or Arabic.
To check your balance via WhatsApp:
- Save the ADCB WhatsApp number 600 50 2030 to your phone
- Open WhatsApp and send a message to this number
- Follow the automated prompts or use the provided menu options
- Choose the balance enquiry option to view your account status
Services available through ADCB WhatsApp Banking:
- View account and credit card balances
- Check outstanding loan amounts
- Access the last 10 transactions
- Get information on banking products and offers
Benefits of WhatsApp banking:
- No need to download a separate app
- Available on any smartphone with WhatsApp installed
- Multilingual support for English and Arabic
- Safe and verified channel with secure authentication
This method is ideal for customers who prefer chat-based interactions and want quick access to basic banking functions. It adds a modern and friendly way to stay connected with your ADCB account without needing to log in to formal banking platforms.
What Is the ADCB Balance Check Number for Phone Banking?
ADCB phone banking offers a reliable way to check your account balance through a phone call, making it a useful option for those who prefer verbal or keypad navigation. This service is available round-the-clock and works even if you don’t have internet access.
To check your balance by phone:
- Dial 600 50 2030 from your registered mobile number (inside the UAE)
- For international calls, use +971 2 6210090
- Follow the IVR (Interactive Voice Response) instructions
- Choose your preferred language Arabic, English, or Hindi
- Press the respective number for balance enquiry
- Enter your account or card details as prompted
You will receive your balance details during the call and may also receive a confirmation SMS afterward.
Advantages of phone banking:
- Available 24/7, including public holidays
- Suitable for people without smartphones or internet access
- Helpful for visually impaired or elderly users
- Allows you to speak to a representative if needed
ADCB phone banking also supports other services like fund transfers, card activation, and transaction enquiries. It remains a trusted option for traditional users who value live interactions over digital interfaces.
Which Method Should You Choose for ADCB Balance Enquiry?
With several methods available, choosing the best way to check your ADCB balance depends on your preferences, device, and location. Here’s how to decide the most convenient option for you.
If you need quick balance access without internet or a smartphone, SMS Banking is the best choice. For a more detailed view and access to statements, Online Banking is ideal.
If you’re tech-savvy and always on the move, the ADCB Mobile App offers a modern and secure solution. Prefer chatting? WhatsApp Banking is user-friendly and quick. And for those who like traditional services, Phone Banking provides verbal balance updates.
Below is a comparison table of all the methods:
| Method | Internet Required | Mobile App Needed | Response Time | Access Type | Best For |
| SMS Banking | No | No | Instant | Text-based | Basic phones, quick access |
| Mobile App | Yes | Yes | Instant | Full app | On-the-go banking, smart devices |
| Online Banking | Yes | No | Instant | Web-based | Desktop users, detailed tracking |
| WhatsApp Banking | Yes | WhatsApp only | Instant | Chat-based | Chat-friendly users |
| Phone Banking | No | No | Few minutes | Voice IVR | Elderly or voice-preference users |
Choosing the right method depends on what matters most to you: speed, detail, or convenience. Many users register for more than one channel to cover different needs in various situations.
Conclusion
Staying in control of your finances is easier than ever with ADCB’s multiple balance check options. Whether you prefer the simplicity of SMS, the functionality of a mobile app, the depth of online banking, or the comfort of a phone call, ADCB ensures that your account details are just a few taps or calls away.
Each method caters to a different lifestyle, making it flexible for everyone in the UAE to access their account balance anytime. With added features like alerts, multilingual support, and mobile accessibility, these services are designed to keep your banking experience secure, smooth, and stress-free.
Now that you know your options, take a moment to register for the one that fits you best and enjoy full visibility over your financial activity every day.
FAQs
How long does it take to receive an SMS after balance request?
It usually takes a few seconds after sending the SMS to 2626 to receive your balance. Delays may occur during network congestion.
Can I use ADCB SMS Banking while abroad?
Yes, ADCB SMS Banking works internationally as long as your mobile number is registered with the bank and you have roaming services active.
Is there any fee for checking balance via SMS?
ADCB generally does not charge for SMS balance checks, but standard SMS charges from your mobile carrier may apply depending on your plan.
What should I do if I don’t receive a balance message?
Ensure your mobile number is registered and active. If the issue persists, contact ADCB Customer Support at 600 50 2030.
How can I change my registered mobile number with ADCB?
You can update your mobile number by calling the ADCB Contact Centre or visiting the nearest branch for verification and updates.
Does ADCB offer email alerts for balance?
Yes, ADCB provides both SMS and email alerts for significant account transactions and balance-related activities if you opt in through online banking.
Can I check both credit card and account balances via the app?
Yes, the ADCB Mobile App allows you to check balances for your savings account, current account, and credit cards under one dashboard.
