Dubai’s business landscape is known for rewarding ambition, discipline, and long term vision, and Meenakshi Tejwani’s journey fits squarely into that reality. Her story stands out not just because of how much she earns today, but because of how dramatically her income evolved over time.
Starting with a modest cashier salary of AED 1,200 per month, she steadily built experience across sales, banking, and financial services before stepping into entrepreneurship.
Today, Meenakshi Tejwani Dubai entrepreneur salary figures place her among high earning business owners in the UAE, with a monthly income of around AED 48,000.
This article explores her background, career progression, business growth, and financial philosophy using verified insights from trusted UAE publications. It offers a clear and informative look at how persistence, calculated decisions, and a focus on tangible assets helped shape her financial success.
Who Is Meenakshi Tejwani?
Meenakshi Tejwani is a Dubai based entrepreneur best known as the founder and Managing Director of Alpha Mortgage. Her background reflects a steady climb built on effort rather than privilege, making her story relatable to many professionals in the UAE.
She was born and raised in Ajmer, a city in the Indian state of Rajasthan. Growing up in a modest household shaped her early understanding of work and financial responsibility.
Her father worked as a taxi driver, and there was no inherited wealth or safety net waiting for her later in life. This upbringing played a major role in shaping her disciplined attitude toward money and career choices.
Her move from Ajmer to Dubai in 2012 marked a defining turning point. The decision was driven by ambition and a desire for exposure to better professional opportunities.
At that time, Dubai was rapidly expanding across retail, banking, and real estate, offering room for individuals willing to start at the ground level and grow.
Key background highlights include:
- Origin from Ajmer, Rajasthan in India
- Relocation to Dubai in 2012 for career growth
- Early exposure to sales and customer facing roles
- Strong focus on financial independence from a young age
Academically, she holds a bachelor’s degree in commerce. This educational foundation supported her later transition into banking, finance, and eventually entrepreneurship. Combined with real world experience, her background laid the groundwork for the income growth seen in Meenakshi Tejwani Dubai entrepreneur salary discussions today.
Career Evolution: From AED 1,200 Cashier to AED 48,000 Entrepreneur
Meenakshi Tejwani’s career evolution is a clear example of how incremental progress can lead to significant financial outcomes. Her professional journey did not involve sudden success but rather a series of calculated moves across industries that gradually increased her income and skill set.
She began working at the age of seventeen while pursuing her graduation in India. Her first role was in sales at a car showroom, where she earned a modest monthly income. This early exposure to sales helped her develop communication skills and confidence, both of which later became critical in banking and advisory roles.
After moving to Dubai in 2012, her first job was as a cashier at Choithrams supermarket. The salary was AED 1,200 per month, which covered basic living expenses but left little room for savings.
Despite the limitations, this role helped her understand customer service in a fast paced retail environment. Her consistency and performance led to a promotion as a customer service supervisor, a role she held for nearly two and a half years.
Her next transition was into banking, which significantly changed her income trajectory. She joined RAKBank, working in business development and selling loans to small and medium enterprises. This role paid AED 4,000 per month and introduced her to structured finance, client relationship management, and credit products.
She later moved to Mashreq Bank as a relationship manager, earning around AED 11,500 per month. During her time there, she spent almost four years building deep expertise in financial advisory, SME banking, and client servicing. This period played a crucial role in preparing her for entrepreneurship.
The turning point came in 2021. After giving birth, she decided to leave full time employment to focus on building a business that offered flexibility and long term income growth.
While assisting SME clients, she noticed a growing demand for clear and reliable mortgage advice, especially as the UAE real estate market gained momentum. This insight led to the creation of Alpha Mortgage.
Salary Growth Timeline
| Year | Role | Organization | Monthly Income AED |
| Early career | Sales assistant | Car showroom India | Approx. 3,000 INR |
| 2012 | Cashier | Choithrams Dubai | 1,200 |
| 2014 | Customer service supervisor | Choithrams Dubai | Approx. 2,000 |
| 2015 to 2019 | Business development officer | RAKBank | 4,000 |
| 2019 to 2021 | Relationship manager | Mashreq Bank | 11,500 |
| 2022 to 2025 | Founder and Managing Director | Alpha Mortgage | 48,000 |
This steady climb clearly explains how Meenakshi Tejwani Dubai entrepreneur salary levels were achieved through structured experience rather than shortcuts.
How Did Alpha Mortgage Become a Boutique Mortgage Business in Dubai?
Alpha Mortgage was founded in 2021 as a response to a clear gap in the UAE financial services market. Meenakshi Tejwani recognized that many property buyers, especially overseas investors, were not receiving suitable mortgage advice or competitive interest rates. Drawing from her banking background, she set out to build a consultancy focused on transparency and client education.
As the Managing Director, she oversees operations, client advisory, and business growth. Alpha Mortgage has grown into a boutique firm with a team of around ten professionals, handling mortgage solutions for individuals and SMEs. The company focuses on aligning clients with suitable lenders while simplifying the approval process.
The business model allows her to earn a stable monthly salary while also generating advisory based income. This structure supports both immediate earnings and long term scalability. Alpha Mortgage stands as the primary contributor to Meenakshi Tejwani Dubai entrepreneur salary figures today, positioning her as a notable female entrepreneur in the UAE financial sector.
What Are the Passive Income Strategy?
Passive income plays a central role in Meenakshi Tejwani’s financial philosophy. She strongly believes that active work should be supported by assets that continue generating income over time.
This mindset influences how she allocates savings and manages earnings. Her primary passive income strategies focus on tangible assets and advisory based services.
Real Estate Investments in Dubai and India
Real estate forms the backbone of her investment portfolio. In Dubai, she has invested in residential properties aimed at rental income and long term appreciation.
One of her notable investments includes an off plan townhouse in Dubailand valued at around AED 1.5 million. She also owns a two bedroom apartment near Sheikh Zayed Road, close to Dubai Frame, valued at approximately AED 3 million.
In India, she and her husband own commercial properties in Jaipur. These assets provide diversification across geographies and income sources.
Commercial and Residential Properties
Her property choices balance residential stability with commercial returns. Rental income from these properties helps cover liabilities such as mortgages, ensuring that debt does not strain monthly cash flow.
Buying Gold Coins Every Six Months
Gold is another key component of her passive income strategy. She purchases gold coins twice a year, viewing them as both a hedge and a liquid emergency asset. This approach aligns with her preference for physical investments that retain value over time.
Offering SME Financial Advisory
Beyond property and gold, she earns passive income through advisory services. By assisting small businesses with compliance and financial planning, she generates recurring income without heavy operational involvement.
These combined strategies ensure that Meenakshi Tejwani Dubai entrepreneur salary figures are supported by resilient income streams beyond her core business.
How Does Meenakshi Tejwani Practice Smart Spending, Saving, and Financial Discipline?
Financial discipline is a defining element of Meenakshi Tejwani’s success. Despite her high income, her spending habits remain structured and intentional. She attributes much of her business success to disciplined saving during her early career years.
- No inheritance and self made wealth: She did not receive any inheritance or financial support. Every asset and investment was built through earnings and careful planning, reinforcing a strong sense of financial responsibility.
- Saving first mindset: She consistently saved a portion of her income at every career stage. These savings later helped fund her business without reliance on external borrowing.
- Investment focused lifestyle: Rather than lifestyle inflation, she prioritizes investments. Discretionary spending is often supported by passive income rather than core earnings.
- Emergency fund strategy: Her emergency fund is designed to sustain her family for at least six months. It includes liquid cash and gold that can be easily sold if needed.
- Minimal debt approach: Her liabilities include a mortgage and a car loan. Rental income covers property related debt, keeping monthly obligations manageable.
This approach ensures long term stability and supports the sustainability of Meenakshi Tejwani Dubai entrepreneur salary growth.
How Meenakshi Tejwani Balances Business and Family in Dubai?
Balancing entrepreneurship with family life is a challenge many business owners face, and Meenakshi Tejwani approaches it with structure and clarity.
She lives in Bur Dubai with her husband and two children. Her husband runs a business setup and financial consultancy, which creates mutual understanding around entrepreneurial demands.
Leaving full time employment in 2021 allowed her greater flexibility during early motherhood. By building a business aligned with her expertise, she was able to manage client commitments while remaining present for her family. This balance reflects her broader philosophy of designing work around life goals rather than the other way around.
What Lessons Can Aspiring Entrepreneurs in the UAE Learn from Meenakshi Tejwani?
Meenakshi Tejwani’s journey offers practical lessons for professionals in the UAE who aspire to move into entrepreneurship.
Key takeaways include:
- Start with skill building before launching a business
- Save consistently, even during low income phases
- Focus on tangible and understandable investments
- Build passive income alongside active work
- Avoid unnecessary debt and lifestyle inflation
Her story highlights that the Meenakshi Tejwani Dubai entrepreneur salary outcome was the result of patience, planning, and persistence rather than rapid risk taking.
Conclusion
The story behind Meenakshi Tejwani Dubai entrepreneur, salary figures is not one of overnight success. It is a clear example of how steady career progression, financial discipline, and strategic entrepreneurship can transform income levels over time.
From earning AED 1,200 as a cashier to drawing AED 48,000 per month as a business owner, her journey reflects the opportunities available in Dubai for those willing to learn and adapt.
Her focus on passive income, tangible assets, and long term planning adds depth to her financial success. For professionals and aspiring entrepreneurs in the UAE, her experience serves as a realistic and motivating blueprint for building sustainable wealth.
FAQs
What is Meenakshi Tejwani Dubai entrepreneur salary in 2025?
Her monthly income is approximately AED 48,000 from Alpha Mortgage including allowances. Additional income comes from advisory services and investments.
How did Meenakshi Tejwani start her career in Dubai?
She began as a cashier at a supermarket after moving to Dubai in 2012. Over time, she transitioned into banking and financial services roles.
What business does Meenakshi Tejwani own?
She is the founder and Managing Director of Alpha Mortgage, a Dubai based mortgage consultancy.
Does Meenakshi Tejwani earn passive income?
Yes, she earns passive income through real estate rentals, gold investments, and SME advisory services.
What are her main investments?
Her investments include residential and commercial properties in Dubai and India, along with regular gold purchases.
Did Meenakshi Tejwani inherit wealth?
No, she did not inherit any wealth. Her financial growth is entirely self made.
What lessons can entrepreneurs learn from her journey?
Her journey emphasizes disciplined saving, skill development, and building passive income alongside active work.
