Have you ever been in a situation where a family member or friend urgently needed mobile credit? With Etisalat’s credit transfer services, you can provide instant support by sharing your balance. This feature is not only useful in emergencies but also a convenient way to stay connected with your loved ones in the UAE.
In this guide, we’ll walk you through the various methods to send credit with Etisalat, including using USSD codes and the My Etisalat UAE app. Whether you’re new to this feature or simply need a refresher, this blog will provide step-by-step instructions, tips, and everything you need to know about Etisalat credit transfers.
What Is Etisalat Mobile Credit Transfer?

Etisalat Mobile Credit Transfer is a service that allows you to share your prepaid balance with other Etisalat users in the UAE. This feature is perfect for situations where someone close to you runs out of credit and needs an immediate top-up. By using this service, you can send them the required amount in seconds, ensuring they remain connected.
The credit transfer service is available for all Etisalat prepaid customers and is especially beneficial for users who need to manage their communication expenses on a daily basis. It’s not only fast but also secure, as Etisalat uses robust verification measures to ensure the transactions are accurate.
Additionally, this feature is widely used by families, friends, and colleagues across the UAE. Whether it’s for an emergency, convenience, or gifting purposes, Etisalat credit transfer makes staying connected easy and hassle-free.
How Does Etisalat Credit Transfer Work?
Etisalat’s credit transfer feature allows users to share mobile balance with other Etisalat prepaid customers in a few simple steps. This service is designed to provide a quick and reliable way to transfer credit to friends or family members, ensuring they stay connected at all times. Whether you’re assisting someone in an emergency or sharing credit for convenience, the process is straightforward and user-friendly.
To use this service, you must meet certain requirements and follow specific steps, which are detailed below. Additionally, it’s essential to understand the applicable fees and limits to make the most of this service.
What Are the Requirements for Credit Transfer?
Before initiating a credit transfer, it’s important to ensure both the sender and recipient meet the following conditions:
- The sender must have an active prepaid account with sufficient balance for the transfer.
- A minimum account balance must remain after the transfer (specific amounts depend on Etisalat’s policies).
- The recipient must also be an Etisalat prepaid user. Transfers cannot be made to users of other mobile networks within the UAE.
Meeting these requirements ensures a seamless transaction without any interruptions. If any of these conditions are not met, the transfer may fail.
Are There Fees for Credit Transfer?
Etisalat charges a small transaction fee for each credit transfer. These charges depend on the transfer amount, which is deducted from the sender’s account alongside the transferred balance.
Here are the key details regarding fees and limits:
- Minimum transfer amount: AED 2 (transfers below this amount are not allowed).
- Maximum transfer amount per transaction: AED 150 (subject to daily and monthly transfer limits).
- Transaction fee: Typically AED 0.05 per transfer, depending on the amount shared.
By understanding these fees and limits, you can plan your transfers effectively. Always ensure you have enough balance to cover both the credit transfer and the associated fee.
Etisalat credit transfer is a simple and efficient way to share balance with loved ones, provided you follow the requirements and guidelines.
How to Send Credit with Etisalat in UAE?

Etisalat offers multiple ways to share credit, making it accessible to everyone. Let’s explore the available methods:
1. USSD Code
This is one of the quickest and most commonly used methods to transfer credit:
- Dial the following code: *100*RecipientNumber*Amount#. For example, if you want to send AED 10 to the number 0501234567, you would dial *100*0501234567*10#.
- A confirmation message will appear. Follow the instructions to confirm the transaction.
- Once completed, both you and the recipient will receive an SMS notification about the successful transfer.
This method is simple and doesn’t require an internet connection, making it ideal for all users.
2. My Etisalat UAE App
For those who prefer a more modern approach, the My Etisalat UAE app provides a seamless way to transfer credit:
- Download the app from the Google Play Store or Apple App Store and log in with your Etisalat account.
- Navigate to the “Credit Transfer” section within the app.
- Enter the recipient’s mobile number and the amount you wish to transfer.
- Confirm the transaction by following the on-screen prompts.
- Once done, you’ll receive a confirmation message, and the recipient will be notified about the transfer.
The app-based method is secure and user-friendly, making it a great option for tech-savvy users.
Can You Transfer Credit Internationally?
Currently, Etisalat’s credit transfer service is limited to users within the UAE. However, they do offer other services for international credit transfers, which allow you to send mobile credit to family and friends abroad. Check Etisalat’s website or customer support for details on international transfers.
What If the Credit Transfer Fails?
Credit transfers can occasionally fail due to several reasons, including technical issues or incorrect inputs. Here are the common reasons:
- Insufficient balance in your account.
- The recipient’s number is inactive or invalid.
- Daily or monthly transfer limit has been exceeded.
To resolve such issues:
- Double-check the recipient’s number and transfer amount before trying again.
- Ensure you meet the minimum balance requirements.
- Restart your device and retry the transfer if it’s a temporary technical glitch.
If the issue persists, you can contact Etisalat Customer Care at 101 (from within the UAE) or +971 800 2300 (from outside the UAE). Their team is available 24/7 to assist with failed credit transfer issues.
Are There Any Restrictions on Etisalat Credit Transfers?

While Etisalat credit transfers are convenient, there are some restrictions you should be aware of:
- Minimum Transfer Amount: The minimum amount you can transfer is AED 2.
- Daily Limit: There’s a maximum limit to the amount you can send per day (e.g., AED 150).
- Sufficient Balance Requirement: After the transfer, you must have a minimum balance of AED 1 in your account.
- Network Restriction: Transfers are only allowed within the Etisalat network.
These restrictions are in place to ensure fair usage and prevent misuse of the service.
What Are the Benefits of Etisalat Credit Transfer?
Etisalat credit transfer offers a range of benefits for users:
- Convenience: Quickly share credit with friends or family in need, no matter where they are in the UAE.
- Emergency Support: Helps in emergencies when the recipient has no balance to make calls or access the internet.
- Instant Process: The transfer happens within seconds, ensuring immediate accessibility.
This service is particularly useful for prepaid users who often need small amounts of balance for calls or SMS. Whether it’s assisting a friend in distress or helping a loved one stay connected, Etisalat makes credit transfers seamless and stress-free.
How to Reserve Credit on Etisalat for Future Use?
Etisalat offers a unique Reserve Credit feature that allows you to borrow credit in emergencies when your balance runs low. To access this feature, dial *108# or send an SMS with the word RESERVE to 1080. You’ll receive a small amount of credit in your account, which you can repay later during your next recharge.
This service ensures that you stay connected even when you don’t have immediate access to top-up options. The borrowed credit can be used for calls, texts, and data, just like your regular balance. However, a small service fee is deducted once the credit is repaid.
Reserve Credit is particularly helpful when traveling, in emergencies, or during situations when recharging your balance isn’t possible. It’s a safety net designed to keep you connected at all times.
What Are the Common Issues with Credit Transfer
Here are some common issues users face during credit transfers and their solutions:
- Incorrect USSD Code Usage: Ensure you’re using the correct format: *100*RecipientNumber*Amount#. Verify the recipient’s number is an active Etisalat line.
- Daily Transfer Limit Exceeded: Check your transfer history to ensure you haven’t reached your daily limit.
- Insufficient Balance: Recharge your account using Etisalat’s recharge options before retrying.
- Technical Errors: Restart your phone or try again later if the Etisalat network is experiencing downtime.
If none of these solutions work, contact Etisalat Customer Service at 101 or visit the nearest Etisalat store for further assistance.
Conclusion
Etisalat’s credit transfer service is an essential tool for staying connected with loved ones in the UAE. Whether it’s for emergencies, helping a friend, or supporting family members, this service offers a quick and convenient way to share balance. With simple methods like USSD codes, the My Etisalat UAE app, and 24/7 support, transferring credit is easy and reliable.
By addressing common issues and understanding the benefits, you can make the most of this feature while ensuring uninterrupted mobile access. Next time you need to send credit, follow the steps outlined in this guide, and enjoy seamless communication with Etisalat. Stay connected anytime, anywhere in just a few clicks!
FAQs
How much does it cost to transfer credit on Etisalat?
Etisalat charges a small fee for credit transfers, ranging from AED 0.50 to AED 2.00 depending on the transfer amount.
Can I transfer credit from Etisalat to other networks in the UAE?
No, Etisalat credit transfers are only possible within the Etisalat network.
Is there a limit to how much credit I can send per day?
Yes, the maximum daily limit for credit transfers is AED 150.
Can I reverse a credit transfer if I sent it to the wrong number?
Unfortunately, credit transfers cannot be reversed once completed. Always double-check the recipient’s number before confirming.
How do I check my remaining balance after transferring credit?
Dial *121# to check your balance instantly.
Can I send credit without using the app?
Yes, you can use the USSD code method by dialing 100RecipientNumber*Amount#.
What happens if the recipient’s number is inactive?
The transaction will fail, and you will not be charged for the transfer.