How to Borrow Credit From Etisalat? – A Complete Guide

Etisalat is one of the leading telecommunications companies in the United Arab Emirates (UAE), providing various mobile and fixed-line services to its customers. One of the most popular services offered by Etisalat is its credit borrowing service. This service enables Etisalat customers to borrow credit when they run out of balance and cannot make any calls or use any data services. In this blog, we will discuss in detail the process of borrowing credit from Etisalat in the UAE.

Eligibility Criteria for Borrowing Credit from Etisalat

How to Borrow Credit From Etisalat? - A Complete Guide

Before you can borrow credit from Etisalat, you need to meet certain eligibility criteria.

  • First, you must be an Etisalat prepaid customer, and your account must be active for at least three months.
  • Additionally, you must have a good credit history, which means that you have made timely payments and have not defaulted on any previous loans or credit requests.

If you meet these criteria, you are eligible to borrow credit from Etisalat.

How to Borrow Credit from Etisalat?

The process of borrowing credit from Etisalat is straightforward and can be completed in a few easy steps.

Here’s how to do it:

Step 1: Dial *108# from your Etisalat mobile number.

Step 2: From the selection that opens, choose “Etisalat Credit”.

Step 3: Select the credit limit that you want to use. The available amounts will depend on your eligibility and usage history.

Step 4: Confirm the transaction by following the instructions that appear on the screen.

Once you have completed these steps, the borrowed credit will be added to your account, and you can use it to make calls, send SMS messages, and use data services.

Understanding the Service Fees and Charges

When you borrow credit from Etisalat, you will be charged a service fee, which will be deducted from your next recharge. The service fee varies depending on the amount of credit you borrow. Generally, the fee is higher for larger amounts of credit. It is essential to note that the service fee is not the same as interest, and it is a one-time charge.

Repaying the Borrowed Credit

Repaying the Borrowed Credit

Once you have borrowed credit from Etisalat, you need to repay it within a specific period. The repayment period depends on the amount of credit borrowed. If you borrow a small amount, you may have to repay it within a few days, while larger amounts may have a longer repayment period. If you fail to repay the borrowed credit within the specified period, Etisalat may block your account and restrict your access to its services until the amount is repaid.

Troubleshooting Common Issues while Borrowing Credit from Etisalat

If you experience any issues while borrowing credit from Etisalat, there are a few things you can do to troubleshoot the problem. First, ensure that you meet the eligibility criteria and that you have sufficient credit to pay the service fee. If you still cannot borrow credit, try restarting your phone or contacting Etisalat customer service for assistance.

What code can I use to borrow credit from Etisalat?

To borrow credit from Etisalat in UAE, you can use the code *108# from your Etisalat mobile number. After dialing the code, select the “Etisalat Credit” option from the menu that appears, then choose the amount of credit you want to borrow, and confirm the transaction by following the instructions that appear on the screen. Please note that borrowing credit will incur a service fee that will be deducted from your next recharge. The amount of credit you can borrow depends on your usage history and your eligibility for the service.

How to get free data on Etisalat?

Etisalat offers various promotions and offers from time to time that provides customers with free data.

Here are a few ways to get free data on Etisalat in UAE:

  • Check for Promotions: Etisalat regularly runs promotions that provide customers with free data. To check for these promotions, you can visit the Etisalat website or mobile app, or you can dial *170# from your Etisalat mobile number.
  • Recharge Offers: Sometimes, Etisalat offers free data when you recharge your prepaid account with a specific amount. Check for any recharge offers that are available, and you may be able to get free data as a bonus.
  • Data Rollover: If you are an Etisalat postpaid customer, you may be eligible for data rollover. This means that any unused data from your monthly plan will be carried forward to the next month, giving you more data to use for free.
  • Social Media Contests: Etisalat sometimes runs social media contests that provide customers with free data as prizes. Keep an eye on the Etisalat social media channels and participate in any contests that are available.
  • Refer a Friend: If you refer a friend to Etisalat, you may be eligible for free data as a reward. Check for any referral programs that are available, and refer your friends to Etisalat to get free data.

How to use Etisalat bonus credit?

 how to borrow credit from etisalat

If you have received bonus credit on your Etisalat account, there are several ways to use it:

  • Make Calls: You can use your bonus credit to make calls to any number within the UAE or to international numbers. The bonus credit will be deducted from your Etisalat balance instead of your main credit balance.
  • Send Text Messages: You can also use your bonus credit to send text messages to any number within the UAE or to international numbers. The bonus credit will be deducted from your account balance instead of your main credit balance.
  • Data Usage: You may also be able to use your bonus credit to access data services such as browsing the internet, using social media apps, and streaming videos. However, this may depend on the terms of the bonus credit you have received.
  • Recharge Other Numbers: If you have enough bonus credit, you can also use it to recharge the prepaid accounts of other Etisalat customers.
  • Buy Packs and Plans: You can use your bonus credit to buy packs and plans offered by Etisalat. For example, you can use the bonus credit to subscribe to a data plan, voice plan, or any other service that Etisalat offers.

To check your bonus credit balance, you can dial *121# from your Etisalat mobile number. Please note that bonus credit usually has a limited validity period, and you should use it before it expires.

Conclusion

Borrowing credit from Etisalat is a convenient way to stay connected when you run out of balance. It is an excellent option for those who do not want to be disconnected from essential services such as emergency calls and messaging. To borrow credit from Etisalat, ensure that you meet the eligibility criteria, understand the service fees and charges, and follow the borrowing process correctly. If you encounter any issues, contact Etisalat customer service for assistance.

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